A young man living in one of the most expensive cities in India reveals the secret to getting by on so little money.

A 22-year-old Reddit user has gone viral for sharing his monthly expenses, showing how he lives comfortably in Bengaluru, one of India's most expensive cities, on a salary of Rs 20,000 a month.

His post has sparked widespread discussion, inspiring many people to reevaluate their spending habits, the Telegraph reports.

In the Reddit post, the user revealed his monthly expenses to help others understand the cost of living in Bengaluru.

He shared that he has been living independently in the city for six months, sharing the rent with friends to keep costs manageable.

His monthly allocation includes Rs 8,000 for food, Rs 9,000 for rent (part of a Rs 23,000 shared house), Rs 2,000 for public transport and Rapido travel, and Rs 2,000 for miscellaneous expenses like toiletries and supplies, a total of Rs 21,0.

The user credited his manageable lifestyle to intentional choices like avoiding alcohol, smoking, and frequent partying, which help keep his expenses low.

However, he also encouraged others to prioritize their own preferences, suggesting they shouldn't follow his example if they want to fully experience their 20s.

"Hey guys! I (22) have been living alone in Bangalore for the past 6 months and thought I'd share a breakdown of my monthly expenses for anyone who is curious about the cost of living here," the user wrote.

"It's enough for a fairly comfortable lifestyle - not luxurious, but manageable. I don't drink alcohol, smoke or party a lot, so your expenses may vary," he added.

The Reddit post resonated with many users, who praised the young man's financial discipline and budgeting skills. /Telegraph/